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Getting several quotes on insurance for a motor vehicle may save you hundreds of dollars a year. Other ways to reduce your insurance premium are:
Raise your deductibles on collision and comprehensive coverages. If you have an old car, it may make sense to drop these coverages altogether.
Take advantage of discounts. Some companies offer discounts to motorists who drive less than a certain amount of miles per year, are a student with good grades, have taken a safe-driving course or are over 50 years old. You might also be able to get discounts if you insure more than one vehicle, insure your vehicle and your home with the same company, have had no moving vehicle violations or accidents in three years, have anti-theft devices or have safety features such as air bags.
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