Top: Business: Finance and Insurance: Mortgages: Terminology: T



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Title 1

an FHA-insured loan that allows a borrower to make non-luxury improvements (like renovations or repairs) to their home; Title I loans less than $7,500 don't require a property lien.


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Title insurance

insurance that protects the lender against any claims that arise from arguments about ownership of the property; also available for homebuyers.


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Title search

a check of public records to be sure that the seller is the recognized owner of the real estate and that there are no unsettled liens or other claims against the property.


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Truth-in-Lending

a federal law obligating a lender to give fuII written disclosure of aII fees, terms, and conditions associated with the loan initial period and then adjusts to another rate that lasts for the term of the loan. 



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